{
  "canonical_url": "https://lendb.ai/lo/j-bowling-394038",
  "loan_officer": {
    "nmls_id": 394038,
    "slug": "j-bowling-394038",
    "canonical_url": "https://lendb.ai/lo/j-bowling-394038",
    "md_url": "https://lendb.ai/lo/j-bowling-394038.md",
    "json_url": "https://lendb.ai/lo/j-bowling-394038.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/394038",
    "full_name": {
      "value": "Scott Bowling",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "first_name": "Scott",
    "last_name": "Bowling",
    "headshot_url": {
      "value": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_10759_J_Bowling",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Scott Bowling has more than 15 years of experience in the mortgage industry and leads the Orlando branch. They also train new loan originators and serve as Governor of the Central Florida Mortgage Bankers Association.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Area Manager",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1820,
      "lender_name": "CMG Home Loans",
      "lender_slug": "cmg-home-loans-1820",
      "branch_city": "Maitland",
      "branch_state": "FL",
      "branch_zip": "32751",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1820,
        "lender_name": "CMG Home Loans",
        "lender_slug": "cmg-home-loans-1820",
        "branch_city": "Maitland",
        "branch_state": "FL",
        "branch_zip": "32751",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO4774",
        "status": "active",
        "issued_at": "2011-03-29",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "education",
        "value": "University of Florida",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "role",
        "value": "Orlando Branch Manager",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "credential",
        "value": "Governor of the Central Florida Mortgage Bankers Association",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 17:49:03.950115+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/j-bowling-394038#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/scott-bowling",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": {
      "date": "2011-03-29",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2011,
      "state": "FL"
    },
    "federal_registration": null
  }
}