---
canonical_url: https://lendb.ai/lo/jacalyn-forleo-1016776
json_url: https://lendb.ai/lo/jacalyn-forleo-1016776.json
nmls_id: 1016776
last_verified: 2026-10-09
---

# Jacalyn Forleo

Sr. Loan Officer at Highlands Residential Mortgage. NMLS ID 1016776 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1016776)).

**Summary:** Jacalyn Forleo (NMLS 1016776) is Sr. Loan Officer at Highlands Residential Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, Kansas and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor, Renovation loan (203k / HomeStyle) and VA loan. Earliest state license record: April 18, 2013 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 18, 2013 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Arizona (AZ, lender_reported), Kansas (KS, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/jacalyn-forleo/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/jacalyn-forleo/
- **Real estate investor** (`investor`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/jacalyn-forleo/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/jacalyn-forleo/
- **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/jacalyn-forleo/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149894 | active | confirmed | 2026-07-29 | state_regulator | 2026-10-09 |
| CO | state_license | 100043305 | active | confirmed | 2013-04-18 | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Highlands Residential Mortgage (NMLS 134871). Source: https://www.highlandsmortgage.com/agents/jacalyn-forleo/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1016776

## Contact

- View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/jacalyn-forleo/
- Office phone and Email on file: shown at https://lendb.ai/lo/jacalyn-forleo-1016776#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1016776
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=140319&contact=236829
- lender_site: https://www.highlandsmortgage.com/agents/jacalyn-forleo/

Cite as: Jacalyn Forleo (NMLS 1016776), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/jacalyn-forleo-1016776, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._