---
canonical_url: https://lendb.ai/lo/jace-cates-1768939
json_url: https://lendb.ai/lo/jace-cates-1768939.json
nmls_id: 1768939
last_verified: 2026-10-09
---

# Jace Cates

Loan Officer at Guild Mortgage, Clackamas, OR. NMLS ID 1768939 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1768939)).

**Summary:** Jace Cates (NMLS 1768939) is Loan Officer at Guild Mortgage, based in Clackamas, OR. Lists Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. States 7 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 7 (source: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html, verified 2026-10-09)
- Licensed in: Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html

## About

Jace is a seasoned mortgage lending professional with over 7 years of experience in both dream homes and investment properties. He has a strong background in mortgage underwriting and is known for personalized approach and transparency.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 7. Source: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html, verified 2026-10-09.
- credential: Strong background in mortgage underwriting. Source: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html, verified 2026-10-09.
- service_area: Oregon and Washington. Source: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Clackamas, OR. Source: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1768939

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html
- Email on file: shown at https://lendb.ai/lo/jace-cates-1768939#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1768939
- lender_site: https://branches.guildmortgage.com/or/clackamas/jace-cates-623-mgjcat.html

Cite as: Jace Cates (NMLS 1768939), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/jace-cates-1768939, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._