--- canonical_url: https://lendb.ai/lo/jack-arney-292321 json_url: https://lendb.ai/lo/jack-arney-292321.json nmls_id: 292321 last_verified: 2026-10-09 --- # Jack Arney Branch Manager at Envoy Mortgage, Oak Harbor, WA. NMLS ID 292321 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292321)). **Summary:** Jack Arney (NMLS 292321) is Branch Manager at Envoy Mortgage, based in Oak Harbor, WA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alaska, Alabama, Arkansas, Arizona, California, Georgia, Idaho, Illinois and 13 more on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). States 20 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2026 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 20 (source: https://www.envoymortgage.com/jack-arney/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Alaska (AK, lender_reported), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Branch Manager with 20+ years of lending and leadership experience. Focuses on consultative approach with emphasis on clear communication and efficient closing. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 20. Source: https://www.envoymortgage.com/jack-arney/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO146604 | active | confirmed | 2026-04-07 | state_regulator | 2026-10-09 | | PA | state_license | 120276 | active | confirmed | | state_regulator | 2026-10-09 | | AK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Envoy Mortgage (NMLS 6666), Oak Harbor, WA. Source: https://www.envoymortgage.com/jack-arney/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292321 ## Contact - linkedin_url: https://www.linkedin.com/in/jackarney/ (source: lender_site, verified 2026-10-09) - View profile at Envoy Mortgage: https://www.envoymortgage.com/jack-arney/ - Email on file: shown at https://lendb.ai/lo/jack-arney-292321#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292321 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://data.pa.gov/d/tyxc-jyug - lender_site: https://www.envoymortgage.com/jack-arney/ Cite as: Jack Arney (NMLS 292321), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/jack-arney-292321, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._