---
canonical_url: https://lendb.ai/lo/jack-fakoury-618631
json_url: https://lendb.ai/lo/jack-fakoury-618631.json
nmls_id: 618631
last_verified: 2026-10-09
---

# Jack Fakoury

Mortgage Banker at First Citizens Bank, Columbia, SC. NMLS ID 618631 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618631)).

**Summary:** Jack Fakoury (NMLS 618631) is Mortgage Banker at First Citizens Bank, based in Columbia, SC. Lists South Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: USDA loan, Renovation loan (203k / HomeStyle), Construction loan, FHA loan and First-time buyer. States 33 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 33 (source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury, verified 2026-10-09)
- Licensed in: South Carolina (SC, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **USDA loan** (`usda`): lender page, confidence 0.39, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.21, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **Construction loan** (`construction`): lender page, confidence 0.16, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **Self-employed** (`self-employed`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- **Vacation home** (`vacation-home`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury

## About

Vice President and Senior Mortgage Loan Originator with 33 years in financial services, including 12 years owning a real estate franchise. Focuses on building client relationships and providing thoughtful guidance after-hours.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 33. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury, verified 2026-10-09.
- role: Vice President and Senior Mortgage Loan Originator. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury, verified 2026-10-09.
- education: BS from University of South Carolina with majors in finance and real estate. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Columbia, SC. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618631

## Contact

- linkedin_url: https://www.linkedin.com/in/jackfakoury/ (source: lender_site, verified 2026-10-09)
- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury
- Office phone and Email on file: shown at https://lendb.ai/lo/jack-fakoury-618631#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618631
- lender_site: https://bankers.firstcitizens.com/mortgage/sc/columbia/jack-fakoury

Cite as: Jack Fakoury (NMLS 618631), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/jack-fakoury-618631, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._