---
canonical_url: https://lendb.ai/lo/jack-hammons-902273
json_url: https://lendb.ai/lo/jack-hammons-902273.json
nmls_id: 902273
last_verified: 2026-10-09
---

# Jack Hammons

SVP | Area Manager at Ruoff Mortgage. NMLS ID 902273 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/902273)).

**Summary:** Jack Hammons (NMLS 902273) is SVP | Area Manager at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO42930). Also lists Indiana, Michigan, North Carolina, Ohio and South Carolina on the lender page (not yet checked with the state regulator). Earliest state license record: May 1, 2017 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 1, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jack has more than 20 years of mortgage industry experience. He focuses on building trust through transparency and personalized service, working with financial planners and attorneys to support clients' long-term financial well-being.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://www.ruoff.com/JackHammons, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42930 | active | confirmed | 2017-05-01 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/JackHammons, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/902273

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JackHammons
- Office phone on file: shown at https://lendb.ai/lo/jack-hammons-902273#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/902273
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/JackHammons

Cite as: Jack Hammons (NMLS 902273), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jack-hammons-902273, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._