--- canonical_url: https://lendb.ai/lo/jacob-baynes-2677582 json_url: https://lendb.ai/lo/jacob-baynes-2677582.json nmls_id: 2677582 last_verified: 2026-10-10 --- # Jake Baynes Loan Officer at Lower, Columbus, OH. NMLS ID 2677582 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2677582)). **Summary:** Jake Baynes (NMLS 2677582) is Loan Officer at Lower, based in Columbus, OH. Licensed in Florida, confirmed with the state regulator (license LO139185). Also lists Alabama, Arizona, California, Colorado, Georgia, Illinois, Kansas, Massachusetts and 10 more on the lender page (not yet checked with the state regulator). Earliest state license record: June 26, 2025 (Florida), per state regulator. Last verified 2026-10-10. ## At a glance - Earliest state license record: June 26, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO139185 | active | confirmed | 2025-06-26 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Columbus, OH. Source: https://www.lower.com/loan-officers/ohio/columbus/jake-baynes, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2677582 ## Contact - linkedin_url: https://www.linkedin.com/in/jake-baynes-ab1a66234/ (source: lender_site, verified 2026-10-10) - View profile at Lower: https://www.lower.com/loan-officers/ohio/columbus/jake-baynes - Email on file: shown at https://lendb.ai/lo/jacob-baynes-2677582#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2677582 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.lower.com/loan-officers/ohio/columbus/jake-baynes Cite as: Jake Baynes (NMLS 2677582), Lower. LenDb.ai, https://lendb.ai/lo/jacob-baynes-2677582, last verified 2026-10-10. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._