---
canonical_url: https://lendb.ai/lo/jacob-graff-1436273
json_url: https://lendb.ai/lo/jacob-graff-1436273.json
nmls_id: 1436273
last_verified: 2026-10-09
---

# Jacob Graff

Loan Officer at Xpert Home Lending. NMLS ID 1436273 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1436273)).

**Summary:** Jacob Graff (NMLS 1436273) is Loan Officer at Xpert Home Lending. Lists Utah on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: UT. Source: https://xperthomelending.com/loan-directory/jacob-graff, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/jacob-graff, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1436273

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/jacob-graff
- Office phone and Email on file: shown at https://lendb.ai/lo/jacob-graff-1436273#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1436273
- lender_site: https://xperthomelending.com/loan-directory/jacob-graff

Cite as: Jacob Graff (NMLS 1436273), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/jacob-graff-1436273, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._