---
canonical_url: https://lendb.ai/lo/jacob-ragusa-1732693
json_url: https://lendb.ai/lo/jacob-ragusa-1732693.json
nmls_id: 1732693
last_verified: 2026-10-09
---

# Jacob Ragusa

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Sunnyside, NY. NMLS ID 1732693 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1732693)).

**Summary:** Jacob Ragusa (NMLS 1732693) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Sunnyside, NY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, Self-employed, Jumbo loan and First-time buyer. Speaks Spanish. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693

## About

Jacob has 5 years of experience as a Senior Home Lending Advisor serving the New York City area. Fluent in Spanish, Jacob specializes in lending to self-employed clients, condo and co-op lending, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: New York City area. Source: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO134340 | expired | confirmed | 2025-01-06 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Sunnyside, NY. Source: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1732693

## Contact

- linkedin_url: https://www.linkedin.com/in/jacob-ragusa-52a716132/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693
- Office phone and Email on file: shown at https://lendb.ai/lo/jacob-ragusa-1732693#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1732693
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/ny/sunnyside/4610-queens-blvd-hla-1732693

Cite as: Jacob Ragusa (NMLS 1732693), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/jacob-ragusa-1732693, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._