---
canonical_url: https://lendb.ai/lo/jacob-welch-2576821
json_url: https://lendb.ai/lo/jacob-welch-2576821.json
nmls_id: 2576821
last_verified: 2026-10-24
---

# Jacob Welch

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2576821 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2576821)).

Jacob Welch (NMLS 2576821) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in California since 2025.

**Summary:** Jacob Welch (NMLS 2576821) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in California, confirmed with the state regulator (license CA-DFPI2576821). Earliest state license record: May 27, 2025 (California), per state regulator. States 2 years of experience. Last verified 2026-10-24.

## Quick answers

### Is Jacob licensed in California?

Yes. California regulator records list license CA-DFPI2576821 as active, first effective May 27, 2025 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Jacob work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/jacob-welch/.

### How long has Jacob been licensed?

The earliest state license record LenDb holds for Jacob is from May 27, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jacob states 2 years of experience. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: May 27, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 2 (source: https://independencehl.com/jacob-welch/, verified 2026-10-15)
- Also licensed as (state regulator records, same NMLS ID): Jacob T. Welch (CA, as of 2026-10-22)
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 2. Source: https://independencehl.com/jacob-welch/, verified 2026-10-15.
- education: Mater Dei High School (2015). Source: https://independencehl.com/jacob-welch/, verified 2026-10-15.
- education: University of California, Davis (2022). Source: https://independencehl.com/jacob-welch/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2576821 | active | confirmed | 2025-05-27 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/jacob-welch/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2576821

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/jacob-welch/
- Office phone and Email on file: shown at https://lendb.ai/lo/jacob-welch-2576821#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2576821
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://independencehl.com/jacob-welch/

Cite as: Jacob Welch (NMLS 2576821), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/jacob-welch-2576821, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._