---
canonical_url: https://lendb.ai/lo/jacoby-stephens-1902795
json_url: https://lendb.ai/lo/jacoby-stephens-1902795.json
nmls_id: 1902795
last_verified: 2026-10-09
---

# Jacoby Stephens

Loan Officer at Guild Mortgage, South Ogden, UT. NMLS ID 1902795 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1902795)).

**Summary:** Jacoby Stephens (NMLS 1902795) is Loan Officer at Guild Mortgage, based in South Ogden, UT. Lists Utah on the lender page (not yet checked with the state regulator). States 5 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 5 (source: https://branches.guildmortgage.com/ut/southogden/jacoby-stephens-619-dnjs.html, verified 2026-10-09)
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jacoby has five years of experience in banking and finance. He focuses on helping buyers navigate their home purchase process, from first-time buyers to luxury properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 5. Source: https://branches.guildmortgage.com/ut/southogden/jacoby-stephens-619-dnjs.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), South Ogden, UT. Source: https://branches.guildmortgage.com/ut/southogden/jacoby-stephens-619-dnjs.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1902795

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ut/southogden/jacoby-stephens-619-dnjs.html
- Office phone and Email on file: shown at https://lendb.ai/lo/jacoby-stephens-1902795#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1902795
- lender_site: https://branches.guildmortgage.com/ut/southogden/jacoby-stephens-619-dnjs.html

Cite as: Jacoby Stephens (NMLS 1902795), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/jacoby-stephens-1902795, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._