{
  "canonical_url": "https://lendb.ai/lo/jacqueline-herrick-1390339",
  "lede": {
    "text": "Based in Ladera Ranch, California, Jacqueline Herrick (NMLS 1390339) is a Senior Vice President at Ladera Lending, Inc., licensed in California. Jacqueline works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Jacqueline licensed in California?",
      "a": "Yes. California regulator records list license CA-DBO1390339 as active, first effective November 2, 2015 (verified 2026-10-24).",
      "fields": [
        "licenses"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    },
    {
      "q": "What lender does Jacqueline work for, and is it FHA-approved?",
      "a": "Ladera Lending, Inc., company NMLS 835555, from the Ladera Ranch, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Jacqueline been licensed?",
      "a": "The earliest state license record LenDb holds for Jacqueline is from August 21, 2015 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1390339,
    "slug": "jacqueline-herrick-1390339",
    "canonical_url": "https://lendb.ai/lo/jacqueline-herrick-1390339",
    "md_url": "https://lendb.ai/lo/jacqueline-herrick-1390339.md",
    "json_url": "https://lendb.ai/lo/jacqueline-herrick-1390339.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1390339",
    "full_name": {
      "value": "Jacqueline Herrick",
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Jacqueline",
    "last_name": "Herrick",
    "licensed_names": [
      {
        "name": "Jacqueline Herrick",
        "name_with_middle_initial": "Jacqueline J. Herrick",
        "first_name": "Jacqueline",
        "middle_initial": "J",
        "last_name": "Herrick",
        "states": [
          "CA",
          "IA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://laderalending.com/clients/12240/uploads/2026/05/JH-HS.png",
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Jacqueline Herrick has nearly 20 years in mortgage lending, across originations and corporate support functions. They have served in key leadership roles and built teams that support national Consumer Direct platforms.",
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Senior Vice President",
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 835555,
      "lender_name": "Ladera Lending, Inc.",
      "lender_slug": "ladera-lending-inc-835555",
      "branch_city": "Ladera Ranch",
      "branch_state": "CA",
      "branch_zip": "92694",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 835555,
        "lender_name": "Ladera Lending, Inc.",
        "lender_slug": "ladera-lending-inc-835555",
        "branch_city": "Ladera Ranch",
        "branch_state": "CA",
        "branch_zip": "92694",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://laderalending.com/team-member/jacqueline-herrick/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "26070",
        "status": "inactive",
        "issued_at": "2016-01-13",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1390339",
        "status": "inactive",
        "issued_at": "2015-08-21",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DBO1390339",
        "status": "active",
        "issued_at": "2015-11-02",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "nearly 20",
        "source": "lender_site",
        "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "key leadership roles",
        "source": "lender_site",
        "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jacqueline-herrick-1390339#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://laderalending.com/team-member/jacqueline-herrick/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2015-08-21",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2015,
      "state": "WI"
    },
    "federal_registration": null
  }
}