---
canonical_url: https://lendb.ai/lo/jad-khachab-1887925
json_url: https://lendb.ai/lo/jad-khachab-1887925.json
nmls_id: 1887925
last_verified: 2026-10-28
---

# Jad Khachab

Loan officer at Lumin Lending Inc.. NMLS ID 1887925 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1887925)).

Jad Khachab (NMLS 1887925) is a mortgage loan officer at Lumin Lending Inc., licensed in Illinois since 2024 and in Texas.

**Summary:** Jad Khachab (NMLS 1887925) is a loan officer at Lumin Lending Inc.. Licensed in 2 states confirmed with state regulators: Texas and Illinois. Earliest state license record: September 9, 2024 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Jad licensed in Texas?

Yes. Texas regulator records list a license as active, first effective November 1, 2024 (verified 2026-10-13). LenDb has 1 other state on file for Jad. Source: https://www.sml.texas.gov/.

### What lender does Jad work for?

Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Jad been licensed?

The earliest state license record LenDb holds for Jad is from September 9, 2024 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: September 9, 2024 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Jad J. Khachab (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-11-01 | state_regulator | 2026-10-13 |
| IL | Illinois regulator | state_license | 31.0086649 | active | confirmed | 2024-09-09 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: Lumin Lending Inc. (NMLS 2716106). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1887925

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1887925
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Jad Khachab (NMLS 1887925), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/jad-khachab-1887925, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._