---
canonical_url: https://lendb.ai/lo/jaikumar-lokaraj-1880637
json_url: https://lendb.ai/lo/jaikumar-lokaraj-1880637.json
nmls_id: 1880637
last_verified: 2026-10-24
---

# Jaikumar Lokaraj

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1880637 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1880637)).

Jaikumar Lokaraj (NMLS 1880637) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Oregon since 2020 and in California.

**Summary:** Jaikumar Lokaraj (NMLS 1880637) is a loan officer at E Mortgage Capital, Inc.. Licensed in 2 states confirmed with state regulators: California and Oregon. Earliest state license record: June 11, 2020 (Oregon), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Jaikumar licensed in California?

Yes. California regulator records list license 01960824 as active (verified 2026-10-24). LenDb has 1 other state on file for Jaikumar. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Jaikumar work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Jaikumar been licensed?

The earliest state license record LenDb holds for Jaikumar is from June 11, 2020 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: June 11, 2020 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DRE, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 01960824 | active | confirmed |  | state_regulator | 2026-10-24 |
| OR | Oregon regulator | state_license | 1880637 | active | confirmed | 2020-06-11 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1880637

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1880637
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://dfr.oregon.gov/

Cite as: Jaikumar Lokaraj (NMLS 1880637), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/jaikumar-lokaraj-1880637, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._