---
canonical_url: https://lendb.ai/lo/jake-kearney-505640
json_url: https://lendb.ai/lo/jake-kearney-505640.json
nmls_id: 505640
last_verified: 2026-10-16
---

# Jake Kearney

Producing Area Manager at Bell Bank, Overland Park, KS. NMLS ID 505640 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/505640)).

Based in Overland Park, Kansas, Jake Kearney (NMLS 505640) is a Producing Area Manager at Bell Bank. Jake's focus, from their own profile, includes jumbo loan, physician and medical professional and real estate investor.

**Summary:** Jake Kearney (NMLS 505640) is Producing Area Manager at Bell Bank, based in Overland Park, KS. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan, Physician and medical professional, Real estate investor, Vacation home and Construction loan. Last verified 2026-10-16.

## Quick answers

### Is Jake licensed?

Jake works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Jake do jumbo loans?

Jake's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, real estate investor and vacation home. Source: https://bell.bank/mortgage/loan-officer/kcjake.

### What lender does Jake work for?

Bell Bank, company NMLS 419538, from the Overland Park, KS office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/kcjake.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kcjake
- **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kcjake
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kcjake
- **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kcjake
- **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kcjake
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/kcjake

## Facts from the lender page and intro

- role: Past president of the Kansas City Mortgage Bankers Association. Source: https://bell.bank/mortgage/loan-officer/kcjake, verified 2026-10-16.
- credential: Multiple time President's Club award winner. Source: https://bell.bank/mortgage/loan-officer/kcjake, verified 2026-10-16.
- credential: Multiple Five-Star Professional award winner. Source: https://bell.bank/mortgage/loan-officer/kcjake, verified 2026-10-16.
- community: Visited Washington DC and Capitol Hill to lobby for consumer advocacy. Source: https://bell.bank/mortgage/loan-officer/kcjake, verified 2026-10-16.
- service_area: Sarasota, FL (additional location). Source: https://bell.bank/mortgage/loan-officer/kcjake, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bell Bank (NMLS 419538), Overland Park, KS. Source: https://bell.bank/mortgage/loan-officer/kcjake, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/505640

## Contact

- linkedin_url: https://www.linkedin.com/in/jake-kearney-183b9014 (source: lender_site, verified 2026-10-16)
- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/kcjake
- Office phone and Email on file: shown at https://lendb.ai/lo/jake-kearney-505640#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/505640
- lender_site: https://bell.bank/mortgage/loan-officer/kcjake

Cite as: Jake Kearney (NMLS 505640), Bell Bank. LenDb.ai, https://lendb.ai/lo/jake-kearney-505640, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
