---
canonical_url: https://lendb.ai/lo/jake-smith-135512
json_url: https://lendb.ai/lo/jake-smith-135512.json
nmls_id: 135512
last_verified: 2026-10-09
---

# Jake Smith

Branch Manager at Envoy Mortgage, Bel Air, MD. NMLS ID 135512 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/135512)).

**Summary:** Jake Smith (NMLS 135512) is Branch Manager at Envoy Mortgage, based in Bel Air, MD. Licensed in Florida, confirmed with the state regulator (license LO103721). Also lists Delaware, Maryland, New Jersey, Pennsylvania and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.envoymortgage.com/jake-smith/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jake Smith has spent two decades as a loan officer helping customers achieve homeownership. His team specializes in customizing applications to financial goals with emphasis on constant communication, budget observation, and timely closings.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.envoymortgage.com/jake-smith/, verified 2026-10-09.
- role: Branch Manager. Source: https://www.envoymortgage.com/jake-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO103721 | active | confirmed | 2022-03-08 | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Bel Air, MD. Source: https://www.envoymortgage.com/jake-smith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/135512

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/jake-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/jake-smith-135512#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/135512
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.envoymortgage.com/jake-smith/

Cite as: Jake Smith (NMLS 135512), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/jake-smith-135512, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._