{
  "canonical_url": "https://lendb.ai/lo/james-abron-2758856",
  "loan_officer": {
    "nmls_id": 2758856,
    "slug": "james-abron-2758856",
    "canonical_url": "https://lendb.ai/lo/james-abron-2758856",
    "md_url": "https://lendb.ai/lo/james-abron-2758856.md",
    "json_url": "https://lendb.ai/lo/james-abron-2758856.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2758856",
    "full_name": {
      "value": "James Abron",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    },
    "first_name": "James",
    "last_name": "Abron",
    "headshot_url": {
      "value": "https://lh3.googleusercontent.com/2BgcGorAlzDelFQIr2_6vMZ-HFCqN6ev-4w50YIBEW2bUn5hVtJjAUBzQZ1uOrzY6kSYOArQZhGCezJJbAbOaR70jtLjWtjwq6nM",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "James has 25 years of experience in engineering and construction. He holds a civil engineer license, real estate broker license, and MBA in Real Estate from Golden Gate University, providing expertise in real estate development and financing across multiple property types.",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 0,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 320841,
      "lender_name": "Loan Factory",
      "lender_slug": "loan-factory-320841",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 320841,
        "lender_name": "Loan Factory",
        "lender_slug": "loan-factory-320841",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO144432",
        "status": "active",
        "issued_at": "2026-01-23",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "multi-family-2-4",
        "label": "2 to 4 unit property",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/james-arthur-abron-jr-5528943ab",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Licensed civil engineer",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Licensed real estate broker",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "MBA in Real Estate from Golden Gate University",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:28:44.015676+00",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/james-abron-2758856#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/james-abron-2758856",
      "verified_at": "2026-10-09"
    }
  }
}