---
canonical_url: https://lendb.ai/lo/james-apessos-229056
json_url: https://lendb.ai/lo/james-apessos-229056.json
nmls_id: 229056
last_verified: 2026-10-09
---

# Jim Apessos

Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 229056 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/229056)).

**Summary:** Jim Apessos (NMLS 229056) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Arizona, California, New Jersey, Oregon and Washington on the lender page (not yet checked with the state regulator). Licensed since 2013 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2013 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.barrettfinancial.com/jim-apessos, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), New Jersey (NJ, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, confirmed), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Relationship-driven mortgage professional with over 30 years of experience. Provides honest guidance with a hands-on approach, offering transparent service and efficient loan structures.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.barrettfinancial.com/jim-apessos, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO20400 | active | confirmed | 2013-06-27 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100506732 | active | confirmed | 2017-03-17 | state_regulator | 2026-10-10 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 70231 | active | confirmed |  | state_regulator | 2026-10-10 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/jim-apessos, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/229056

## Contact

- linkedin_url: https://www.linkedin.com/in/jim-apessos-a9499863/ (source: lender_site, verified 2026-10-09)
- View profile at Barrett Financial Group: https://www.barrettfinancial.com/jim-apessos
- Office phone and Email on file: shown at https://lendb.ai/lo/james-apessos-229056#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/229056
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.barrettfinancial.com/jim-apessos
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=194074&contact=411310
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Jim Apessos (NMLS 229056), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/james-apessos-229056, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._