--- canonical_url: https://lendb.ai/lo/james-beard-101846 json_url: https://lendb.ai/lo/james-beard-101846.json nmls_id: 101846 last_verified: 2026-10-09 --- # James Beard Originating Branch Manager at CrossCountry Mortgage, Medford, OR. NMLS ID 101846 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/101846)). **Summary:** James Beard (NMLS 101846) is Originating Branch Manager at CrossCountry Mortgage, based in Medford, OR. Licensed in Colorado, confirmed with the state regulator (license 100541462). Also lists Alabama, Arizona, California, Georgia, Illinois, New Mexico, Nevada, Oregon and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Licensed since 2025 (per Colorado records). Last verified 2026-10-09. ## At a glance - Licensed since 2025 (per Colorado records). This is license history on file, not total experience. - Licensed in: Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported), Wyoming (WY, lender_reported), Colorado (CO, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/medford-or-5409/james-beard/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/medford-or-5409/james-beard/ ## About James Beard is a local loan officer serving Medford, OR and the surrounding community. He emphasizes personal relationships and understanding the local market to help clients succeed in homeownership. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - service_area: Medford, OR and surrounding community. Source: https://crosscountrymortgage.com/medford-or-5409/james-beard/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100541462 | active | confirmed | 2025-03-03 | state_regulator | 2026-10-10 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Medford, OR. Source: https://crosscountrymortgage.com/medford-or-5409/james-beard/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/101846 ## Contact - linkedin_url: https://www.linkedin.com/in/james-beard-b27387208/ (source: lender_site, verified 2026-10-09) - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/medford-or-5409/james-beard/ - Office phone and Email on file: shown at https://lendb.ai/lo/james-beard-101846#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/101846 - lender_site: https://crosscountrymortgage.com/medford-or-5409/james-beard/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=338510&contact=572068 Cite as: James Beard (NMLS 101846), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/james-beard-101846, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._