---
canonical_url: https://lendb.ai/lo/james-cheney-2148330
json_url: https://lendb.ai/lo/james-cheney-2148330.json
nmls_id: 2148330
last_verified: 2026-10-09
---

# James Cheney

Assistant Vice President, Credit Solutions Advisor at Bank of America, Brentwood, TN. NMLS ID 2148330 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2148330)).

**Summary:** James Cheney (NMLS 2148330) is Assistant Vice President, Credit Solutions Advisor at Bank of America, based in Brentwood, TN. Licensed in Florida, confirmed with the state regulator (license LO93672). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: August 27, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 27, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO93672 | active | confirmed | 2021-08-27 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Bank of America (NMLS 399802), Brentwood, TN. Source: https://mortgage.bankofamerica.com/james-cheney, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2148330

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/james-cheney
- Office phone on file: shown at https://lendb.ai/lo/james-cheney-2148330#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2148330
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://mortgage.bankofamerica.com/james-cheney

Cite as: James Cheney (NMLS 2148330), Bank of America. LenDb.ai, https://lendb.ai/lo/james-cheney-2148330, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._