---
canonical_url: https://lendb.ai/lo/james-cox-2138648
json_url: https://lendb.ai/lo/james-cox-2138648.json
nmls_id: 2138648
last_verified: 2026-10-09
---

# James Cox

Mortgage Loan Officer at Loan Factory, MI. NMLS ID 2138648 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2138648)).

**Summary:** James Cox (NMLS 2138648) is Mortgage Loan Officer at Loan Factory, based in Michigan. Lists Michigan on the lender page (not yet checked with the state regulator). States 5 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 5 (source: https://www.loanfactory.com/mortgage-expert/james-cox-2138648, verified 2026-10-09)
- Licensed in: Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

James Cox has 5 years of finance industry experience with a foundation in credit analysis. They specialize in providing tailored financial solutions and take pride in delivering exceptional customer service to first-time homebuyers and those refinancing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 5. Source: https://www.loanfactory.com/mortgage-expert/james-cox-2138648, verified 2026-10-09.
- credential: Credit analyst. Source: https://www.loanfactory.com/mortgage-expert/james-cox-2138648, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), MI. Source: https://www.loanfactory.com/mortgage-expert/james-cox-2138648, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2138648

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/james-cox-2138648

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2138648
- lender_site: https://www.loanfactory.com/mortgage-expert/james-cox-2138648

Cite as: James Cox (NMLS 2138648), Loan Factory. LenDb.ai, https://lendb.ai/lo/james-cox-2138648, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._