---
canonical_url: https://lendb.ai/lo/james-dearing-2391702
json_url: https://lendb.ai/lo/james-dearing-2391702.json
nmls_id: 2391702
last_verified: 2026-10-31
---

# James Dearing

Loan officer at West Capital Lending, Inc.. NMLS ID 2391702 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2391702)).

James Dearing (NMLS 2391702) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2024 and in Iowa, Maryland and Nevada.

**Summary:** James Dearing (NMLS 2391702) is a loan officer at West Capital Lending, Inc.. Licensed in 4 states confirmed with state regulators: Iowa, Oregon, Maryland and Nevada. Earliest state license record: April 3, 2024 (Oregon), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is James licensed in Iowa?

Yes. Iowa regulator records list license 56673 as active, first effective March 3, 2026 (verified 2026-10-20). LenDb has 3 other states on file for James. Source: https://idob.iowa.gov/.

### What lender does James work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://idob.iowa.gov/.

### How long has James been licensed?

The earliest state license record LenDb holds for James is from April 3, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: April 3, 2024 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): James J. Dearing (IA, MD, NV, OR, as of 2026-10-28)
- Licensed in: Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 56673 | active | confirmed | 2026-03-03 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-04-03 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| NV | Nevada regulator | state_license | NMLO-162024 | active | confirmed | 2026-04-01 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://idob.iowa.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2391702

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2391702
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://mld.nv.gov/

Cite as: James Dearing (NMLS 2391702), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/james-dearing-2391702, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._