{
  "canonical_url": "https://lendb.ai/lo/james-duffy-35122",
  "loan_officer": {
    "nmls_id": 35122,
    "slug": "james-duffy-35122",
    "canonical_url": "https://lendb.ai/lo/james-duffy-35122",
    "md_url": "https://lendb.ai/lo/james-duffy-35122.md",
    "json_url": "https://lendb.ai/lo/james-duffy-35122.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/35122",
    "full_name": {
      "value": "Jim Duffy",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jduffy/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jim",
    "last_name": "Duffy",
    "headshot_url": {
      "value": "https://alcova.com/wp-content/uploads/2024/08/jim-duffy.png",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jduffy/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jim is based in South Carolina and speaks Spanish. He is passionate about helping homebuyers achieve their dream of moving into their new homes.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jduffy/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Partner",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jduffy/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jduffy/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 10,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 40508,
      "lender_name": "ALCOVA Mortgage",
      "lender_slug": "alcova-mortgage-40508",
      "branch_city": "Summerville",
      "branch_state": "SC",
      "branch_zip": "29486",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://alcova.com/loan-officer/jduffy/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jduffy/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 40508,
        "lender_name": "ALCOVA Mortgage",
        "lender_slug": "alcova-mortgage-40508",
        "branch_city": "Summerville",
        "branch_state": "SC",
        "branch_zip": "29486",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://alcova.com/loan-officer/jduffy/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jduffy/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO36741",
        "status": "active",
        "issued_at": "2016-09-12",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jduffy/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jduffy/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/jim-duffy/",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jduffy/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "community",
        "value": "Teaches classes at church and exchanges best practices with mortgage professionals nationally",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/jduffy/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:11:35.737782+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/james-duffy-35122#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/jduffy/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2016,
      "state": "FL"
    },
    "federal_registration": null
  }
}