---
canonical_url: https://lendb.ai/lo/james-franco-105918
json_url: https://lendb.ai/lo/james-franco-105918.json
nmls_id: 105918
last_verified: 2026-10-09
---

# Jim Franco

Area Manager at Homestead Funding, Cranberry Twp, PA. NMLS ID 105918 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/105918)).

**Summary:** Jim Franco (NMLS 105918) is Area Manager at Homestead Funding, based in Cranberry Twp, PA. Licensed in Florida, confirmed with the state regulator (license LO134738). Also lists Ohio, Pennsylvania and West Virginia on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jim began his loan officer career in 2000 and has earned the Five Star Mortgage Professional award 12 times for customer satisfaction. He serves FL, OH, PA, and WV.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2000. Source: https://www.homesteadfunding.com/loan-originators/jim-franco, verified 2026-10-09.
- credential: Top Rookie Originator in the country by Mortgage Originator Magazine (2000). Source: https://www.homesteadfunding.com/loan-originators/jim-franco, verified 2026-10-09.
- credential: Five Star Mortgage Professional award 12 times for Customer Satisfaction. Source: https://www.homesteadfunding.com/loan-originators/jim-franco, verified 2026-10-09.
- service_area: FL, OH, PA, WV. Source: https://www.homesteadfunding.com/loan-originators/jim-franco, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO134738 | active | confirmed | 2025-01-16 | state_regulator | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), Cranberry Twp, PA. Source: https://www.homesteadfunding.com/loan-originators/jim-franco, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/105918

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/jim-franco
- Office phone and Email on file: shown at https://lendb.ai/lo/james-franco-105918#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/105918
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.homesteadfunding.com/loan-originators/jim-franco

Cite as: Jim Franco (NMLS 105918), Homestead Funding. LenDb.ai, https://lendb.ai/lo/james-franco-105918, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._