---
canonical_url: https://lendb.ai/lo/james-grasso-461104
json_url: https://lendb.ai/lo/james-grasso-461104.json
nmls_id: 461104
last_verified: 2026-10-10
---

# Jim Grasso

Loan Officer at Lower, Hannibal, MO. NMLS ID 461104 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/461104)).

**Summary:** Jim Grasso (NMLS 461104) is Loan Officer at Lower, based in Hannibal, MO. Licensed in Florida, confirmed with the state regulator (license LO63009). Earliest state license record: July 26, 2019 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: July 26, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO63009 | active | confirmed | 2019-07-26 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Lower (NMLS 1124061), Hannibal, MO. Source: https://www.lower.com/loan-officers/missouri/hannibal/jim-grasso, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/461104

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/missouri/hannibal/jim-grasso
- Email on file: shown at https://lendb.ai/lo/james-grasso-461104#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/461104
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/missouri/hannibal/jim-grasso

Cite as: Jim Grasso (NMLS 461104), Lower. LenDb.ai, https://lendb.ai/lo/james-grasso-461104, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._