--- canonical_url: https://lendb.ai/lo/james-hair-1680348 json_url: https://lendb.ai/lo/james-hair-1680348.json nmls_id: 1680348 last_verified: 2026-10-09 --- # James Hair Producing Branch Manager at CrossCountry Mortgage, Houston, TX. NMLS ID 1680348 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1680348)). **Summary:** James Hair (NMLS 1680348) is Producing Branch Manager at CrossCountry Mortgage, based in Houston, TX. Licensed in Florida, confirmed with the state regulator (license LO133500). Also lists Alaska, Arkansas, Arizona, California, Louisiana, Michigan, Missouri, Mississippi and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Speaks Spanish. Licensed since 2024 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2024 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alaska (AK, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Louisiana (LA, lender_reported), Michigan (MI, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Spanish - Profile: unclaimed - Status: active ## Specialties - **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-5245/james-hair/ ## About James has over a decade of experience in consumer finance, banking, branch management and complex mortgage underwriting. He specializes in VA loans, renovation loans, USDA and DSCR investment loans, and excels with self-employed buyers and credit rebuilders. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: over a decade. Source: https://crosscountrymortgage.com/houston-tx-5245/james-hair/, verified 2026-10-09. - credential: Gold Strategic Partner. Source: https://crosscountrymortgage.com/houston-tx-5245/james-hair/, verified 2026-10-09. - other: philosophy: 'The Home of Not No, Just Not Yet'. Source: https://crosscountrymortgage.com/houston-tx-5245/james-hair/, verified 2026-10-09. - service_area: AK, VA, LA, TX, FL, AZ, CA, MS, MO, TN, NC. Source: https://crosscountrymortgage.com/houston-tx-5245/james-hair/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO133500 | active | confirmed | 2024-11-22 | state_regulator | 2026-10-09 | | AK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Houston, TX. Source: https://crosscountrymortgage.com/houston-tx-5245/james-hair/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1680348 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/houston-tx-5245/james-hair/ - Email on file: shown at https://lendb.ai/lo/james-hair-1680348#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1680348 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://crosscountrymortgage.com/houston-tx-5245/james-hair/ Cite as: James Hair (NMLS 1680348), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/james-hair-1680348, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._