---
canonical_url: https://lendb.ai/lo/james-harper-71317
json_url: https://lendb.ai/lo/james-harper-71317.json
nmls_id: 71317
last_verified: 2026-10-09
---

# James Harper

VP, Branch Manager at First Community Mortgage, Murfreesboro, TN. NMLS ID 71317 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/71317)).

**Summary:** James Harper (NMLS 71317) is VP, Branch Manager at First Community Mortgage, based in Murfreesboro, TN. Licensed in Florida, confirmed with the state regulator (license LO59826). Also lists Alabama, Indiana, Kentucky and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: March 12, 2019 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 12, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With nearly two decades of mortgage industry experience, James serves as VP and Branch Manager. He specializes in complex scenarios including first-time buyers, self-employed borrowers, and challenging transactions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: nearly two decades. Source: https://www.firstcommunitymortgage.com/loan-officer/jamesharper/, verified 2026-10-09.
- role: Vice President and Branch Manager. Source: https://www.firstcommunitymortgage.com/loan-officer/jamesharper/, verified 2026-10-09.
- service_area: Tennessee. Source: https://www.firstcommunitymortgage.com/loan-officer/jamesharper/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO59826 | active | confirmed | 2019-03-12 | state_regulator | 2026-10-09 |
| AL | state_license | 74807 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | 24947 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | MC386877 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 108478 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Community Mortgage (NMLS 629700), Murfreesboro, TN. Source: https://www.firstcommunitymortgage.com/loan-officer/jamesharper/, verified 2026-10-09.
- ? to 2026-10-10: Fairway Independent Mortgage Corporation (NMLS 2289), Hendersonville, TN. Source: https://www.fairway.com/lo/james-harper-71317, verified 2026-10-09.
- ? to 2026-10-09: First Community Mortgage (NMLS 629700), Murfreesboro, TN. Source: https://www.firstcommunitymortgage.com/loan-officer/jamesharper/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/71317

## Contact

- View profile at First Community Mortgage: https://www.firstcommunitymortgage.com/loan-officer/jamesharper/
- Office phone and Email on file: shown at https://lendb.ai/lo/james-harper-71317#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/71317
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/james-harper-71317
- lender_site: https://www.firstcommunitymortgage.com/loan-officer/jamesharper/

Cite as: James Harper (NMLS 71317), First Community Mortgage. LenDb.ai, https://lendb.ai/lo/james-harper-71317, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._