---
canonical_url: https://lendb.ai/lo/james-helms-1494137
json_url: https://lendb.ai/lo/james-helms-1494137.json
nmls_id: 1494137
last_verified: 2026-10-09
---

# Derek Helms

Retirement Mortgage Specialist / SVP Reverse Lending – East at Fairway Independent Mortgage Corporation, Matthews, NC. NMLS ID 1494137 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494137)).

**Summary:** Derek Helms (NMLS 1494137) is Retirement Mortgage Specialist / SVP Reverse Lending – East at Fairway Independent Mortgage Corporation, based in Matthews, NC. Licensed in Florida, confirmed with the state regulator (license LO69870). Also lists Alabama, Maryland, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee and 2 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.fairway.com/lo/derek-helms-1494137

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO69870 | active | confirmed | 2020-05-06 | state_regulator | 2026-10-09 |
| AL | state_license | 1494137 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | 1494137 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | I-170063 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | MLO-OH.1494137 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | 1494137 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 101779 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | MLO-1494137 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 1494137 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | MLO-65992VA | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | LO-1494137 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Matthews, NC. Source: https://www.fairway.com/lo/derek-helms-1494137, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494137

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/derek-helms-1494137
- Office phone and Email on file: shown at https://lendb.ai/lo/james-helms-1494137#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1494137
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/derek-helms-1494137

Cite as: Derek Helms (NMLS 1494137), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/james-helms-1494137, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._