--- canonical_url: https://lendb.ai/lo/james-heppard-531676 json_url: https://lendb.ai/lo/james-heppard-531676.json nmls_id: 531676 last_verified: 2026-10-15 --- # Mark Heppard Loan Officer at The Mortgage Link, Inc., Farmington, MI. NMLS ID 531676 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/531676)). **Summary:** Mark Heppard (NMLS 531676) is Loan Officer at The Mortgage Link, Inc., based in Farmington, MI. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arizona, California, Georgia, Illinois, Indiana, Kentucky, Minnesota, North Carolina and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance and VA loan. Earliest state license record: July 13, 2012 (Florida), per state regulator. States 36 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: July 13, 2012 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 36 (source: https://www.themortgagelink.com/loan-officer/mark-heppard, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/mark-heppard - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/mark-heppard ## Facts from the lender page and intro - years_experience: 36. Source: https://www.themortgagelink.com/loan-officer/mark-heppard, verified 2026-10-15. - service_area: West Bloomfield, MI. Source: https://www.themortgagelink.com/loan-officer/mark-heppard, verified 2026-10-15. - credential: Top Loan Originator awards (multiple). Source: https://www.themortgagelink.com/loan-officer/mark-heppard, verified 2026-10-15. - community: Board of directors, Habitat for Humanity, Detroit. Source: https://www.themortgagelink.com/loan-officer/mark-heppard, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO15466 | active | confirmed | 2012-07-13 | state_regulator | 2026-10-15 | | TX | state_license | n/a | active | confirmed | 2020-02-25 | state_regulator | 2026-10-13 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: The Mortgage Link, Inc. (NMLS 113054), Farmington, MI. Source: https://www.themortgagelink.com/loan-officer/mark-heppard, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/531676 ## Contact - linkedin_url: https://www.linkedin.com/in/jmarkheppard/ (source: lender_site, verified 2026-10-15) - View profile at The Mortgage Link, Inc.: https://www.themortgagelink.com/loan-officer/mark-heppard - Office phone and Email on file: shown at https://lendb.ai/lo/james-heppard-531676#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/531676 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - lender_site: https://www.themortgagelink.com/loan-officer/mark-heppard - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Mark Heppard (NMLS 531676), The Mortgage Link, Inc.. LenDb.ai, https://lendb.ai/lo/james-heppard-531676, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._