---
canonical_url: https://lendb.ai/lo/james-jhangiani-485559
json_url: https://lendb.ai/lo/james-jhangiani-485559.json
nmls_id: 485559
last_verified: 2026-10-31
---

# James Jhangiani

Loan officer at Standard Mortgage Capital LLC. NMLS ID 485559 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/485559)).

James Jhangiani (NMLS 485559) is a mortgage loan officer at Standard Mortgage Capital LLC, licensed in Nevada since 2023 and in Texas and California. James works at an FHA-approved lender, per HUD.

**Summary:** James Jhangiani (NMLS 485559) is a loan officer at Standard Mortgage Capital LLC. Licensed in 3 states confirmed with state regulators: Texas, California and Nevada. Earliest state license record: March 20, 2023 (Nevada), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is James licensed in Texas?

Yes. Texas regulator records list a license as active, first effective March 22, 2023 (verified 2026-10-13). LenDb has 2 other states on file for James. Source: https://www.sml.texas.gov/.

### What lender does James work for, and is it FHA-approved?

Standard Mortgage Capital LLC, company NMLS 1604663, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/.

### How long has James been licensed?

The earliest state license record LenDb holds for James is from March 20, 2023 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://mld.nv.gov/.

## At a glance

- Earliest state license record: March 20, 2023 (Nevada), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): James A. Jhangiani (CA, FL, NV, TX, as of 2026-10-28)
- Licensed in: Texas (TX, confirmed), California (CA DFPI, confirmed), Nevada (NV, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO120661 | expired | confirmed | 2023-06-09 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-03-22 | state_regulator | 2026-10-13 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI485559 | active | confirmed | 2023-03-22 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-1190612 | active | confirmed | 2023-03-20 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: Standard Mortgage Capital LLC (NMLS 1604663). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/485559

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/485559
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: James Jhangiani (NMLS 485559), Standard Mortgage Capital LLC. LenDb.ai, https://lendb.ai/lo/james-jhangiani-485559, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._