---
canonical_url: https://lendb.ai/lo/james-johnson-199611
json_url: https://lendb.ai/lo/james-johnson-199611.json
nmls_id: 199611
last_verified: 2026-10-09
---

# James Johnson

Senior Loan Officer at CrossCountry Mortgage, Dunkirk, MD. NMLS ID 199611 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199611)).

**Summary:** James Johnson (NMLS 199611) is Senior Loan Officer at CrossCountry Mortgage, based in Dunkirk, MD. Licensed in Florida, confirmed with the state regulator (license LO123683). Also lists District of Columbia, Georgia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://crosscountrymortgage.com/dunkirk-md-2723/james-johnson/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Experienced mortgage professional with a decade of banking experience serving the federal workforce in Rockville and surrounding areas. Well-versed in conventional, government-insured loans and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://crosscountrymortgage.com/dunkirk-md-2723/james-johnson/, verified 2026-10-09.
- service_area: Dunkirk and Rockville, Maryland; serves several federal agencies monthly. Source: https://crosscountrymortgage.com/dunkirk-md-2723/james-johnson/, verified 2026-10-09.
- credential: Well-versed in conventional and government-insured loans with extensive knowledge of down payment assistance programs. Source: https://crosscountrymortgage.com/dunkirk-md-2723/james-johnson/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO123683 | active | confirmed | 2023-10-26 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Dunkirk, MD. Source: https://crosscountrymortgage.com/dunkirk-md-2723/james-johnson/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199611

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/dunkirk-md-2723/james-johnson/
- Email on file: shown at https://lendb.ai/lo/james-johnson-199611#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199611
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/dunkirk-md-2723/james-johnson/

Cite as: James Johnson (NMLS 199611), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/james-johnson-199611, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._