---
canonical_url: https://lendb.ai/lo/james-kinley-287498
json_url: https://lendb.ai/lo/james-kinley-287498.json
nmls_id: 287498
last_verified: 2026-10-09
---

# Jimmy Kinley

Sr. Loan Originator / Branch Manager at Guild Mortgage, Highlands Ranch, CO. NMLS ID 287498 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/287498)).

**Summary:** Jimmy Kinley (NMLS 287498) is Sr. Loan Originator / Branch Manager at Guild Mortgage, based in Highlands Ranch, CO. Licensed in Colorado, confirmed with the state regulator (license 100020560). Also lists Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and First-time buyer. Licensed since 2007 (per Colorado records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2007 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html

## About

With over 25 years of mortgage industry experience, Jimmy is a recognized expert and Forbes Market Leader. A U.S. Marine, he specializes in VA loans, having closed over $200 million in VA loans throughout his career.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- role: Forbes Market Leader. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- credential: 15-time Five Star Mortgage Professional. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- credential: 11-time member of President's Club at Cherry Creek Mortgage. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- credential: Circle of Honor awards at Guild Mortgage. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- credential: Top 1% of originators by Mortgage Executive. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- credential: Multiple Scotsman's Guide Top Originators. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- other: Closed over $200 million in VA loans. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- community: Member of Non-Commissioned Officers Association and Highlands Ranch Rotary. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.
- community: Volunteer for Warrior Bonfire program. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO61739 | expired | confirmed | 2019-06-03 | state_regulator | 2026-10-09 |
| CO | state_license | 100020560 | active | confirmed | 2007-11-04 | state_regulator | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Highlands Ranch, CO. Source: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/287498

## Contact

- linkedin_url: https://www.linkedin.com/in/jimmykinley/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html
- Office phone and Email on file: shown at https://lendb.ai/lo/james-kinley-287498#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/287498
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=146399&contact=137919
- lender_site: https://branches.guildmortgage.com/co/highlandsranch/jimmy-kinley-660-chjki.html

Cite as: Jimmy Kinley (NMLS 287498), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/james-kinley-287498, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
