---
canonical_url: https://lendb.ai/lo/james-kist-912503
json_url: https://lendb.ai/lo/james-kist-912503.json
nmls_id: 912503
last_verified: 2026-10-09
---

# James Kist

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Michigan City, IN. NMLS ID 912503 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/912503)).

**Summary:** James Kist (NMLS 912503) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Michigan City, IN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, Vacation home, FHA loan and Self-employed. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503

## About

James serves Northern Indiana with 9 years of experience, specializing in self-employed lending, vacation home financing, condo and co-op lending, fixed-rate mortgages, first-time homebuyer programs, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Northern Indiana. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Michigan City, IN. Source: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/912503

## Contact

- linkedin_url: https://www.linkedin.com/in/james-kist/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503
- Office phone and Email on file: shown at https://lendb.ai/lo/james-kist-912503#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/912503
- lender_site: https://homelendingadvisor.chase.com/in/michigan-city/4365-s-franklin-st-hla-912503

Cite as: James Kist (NMLS 912503), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/james-kist-912503, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._