--- canonical_url: https://lendb.ai/lo/james-kochakian-5085 json_url: https://lendb.ai/lo/james-kochakian-5085.json nmls_id: 5085 last_verified: 2026-10-09 --- # Jim Kochakian Producing Branch Manager at CrossCountry Mortgage, Andover, MA. NMLS ID 5085 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/5085)). **Summary:** Jim Kochakian (NMLS 5085) is Producing Branch Manager at CrossCountry Mortgage, based in Andover, MA. Licensed in Florida, confirmed with the state regulator (license LO79934). Also lists Arizona, California, Georgia, Illinois, Indiana, Massachusetts, Maine, North Carolina and 3 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2021 (per Florida records). States 37 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2021 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 37 (source: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/ ## About Jim Kochakian is a top mortgage originator with 37 years of experience, having closed over $3 billion in loans. He holds a bachelor's in finance from Bentley University and is an expert in conforming, jumbo, VA and FHA loans. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 37. Source: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/, verified 2026-10-09. - education: Bachelor's in Finance from Bentley University. Source: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/, verified 2026-10-09. - credential: Top 1% Mortgage Originators in America (2017-2022, 2024, 2025); Top Producer, Dollar Volume (1992-2009, 2016, 2018); Top 10 Producer Award (2010-2015); Chairman's Circle (2020-2021); 5 Year Service Aw. Source: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/, verified 2026-10-09. - community: Volunteers at Lazarus House and coaches youth sports. Source: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO79934 | active | confirmed | 2021-01-07 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Andover, MA. Source: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/5085 ## Contact - linkedin_url: https://www.linkedin.com/in/jkochakian/ (source: lender_site, verified 2026-10-09) - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/ - Email on file: shown at https://lendb.ai/lo/james-kochakian-5085#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/5085 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/andover-ma-4846/james-kochakian/ Cite as: Jim Kochakian (NMLS 5085), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/james-kochakian-5085, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._