---
canonical_url: https://lendb.ai/lo/james-metcalf-205525
json_url: https://lendb.ai/lo/james-metcalf-205525.json
nmls_id: 205525
last_verified: 2026-10-28
---

# James Metcalf

Loan officer at CME Lending Group LLC. NMLS ID 205525 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205525)).

James Metcalf (NMLS 205525) is a mortgage loan officer at CME Lending Group LLC, licensed in Illinois since 2016 and in Florida, Texas, Wisconsin and California. James works at an FHA-approved lender, per HUD.

**Summary:** James Metcalf (NMLS 205525) is a loan officer at CME Lending Group LLC. Licensed in 5 states confirmed with state regulators: Florida, Texas, Wisconsin, California and Illinois. Earliest state license record: October 3, 2016 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is James licensed in Florida?

Yes. Florida regulator records list license LO104430 as active, first effective March 18, 2022 (verified 2026-10-15). LenDb has 4 other states on file for James. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does James work for, and is it FHA-approved?

CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/.

### How long has James been licensed?

The earliest state license record LenDb holds for James is from October 3, 2016 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: October 3, 2016 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): James M. Metcalf (CA, FL, TX, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Illinois (IL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO104430 | active | confirmed | 2022-03-18 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-04-12 | state_regulator | 2026-10-13 |
| WI | Wisconsin regulator | state_license | 205525 | active | confirmed | 2017-03-22 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI205525 | active | confirmed | 2022-06-25 | state_regulator | 2026-10-24 |
| IL | Illinois regulator | state_license | 31.0044888 | active | confirmed | 2016-10-03 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: CME Lending Group LLC (NMLS 1248883). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205525

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205525
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: James Metcalf (NMLS 205525), CME Lending Group LLC. LenDb.ai, https://lendb.ai/lo/james-metcalf-205525, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._