---
canonical_url: https://lendb.ai/lo/james-reed-1034823
json_url: https://lendb.ai/lo/james-reed-1034823.json
nmls_id: 1034823
last_verified: 2026-10-09
---

# Jim Reed

Originating Branch Manager at CrossCountry Mortgage, Houston, TX. NMLS ID 1034823 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1034823)).

**Summary:** Jim Reed (NMLS 1034823) is Originating Branch Manager at CrossCountry Mortgage, based in Houston, TX. Licensed in Florida, confirmed with the state regulator (license LO135130). Also lists Arizona, California, Colorado, Georgia, Illinois, Kansas, Mississippi, New Mexico and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Renovation loan (203k / HomeStyle) and VA loan. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Mississippi (MS, lender_reported), New Mexico (NM, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-5337/james-reed/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-5337/james-reed/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/houston-tx-5337/james-reed/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO135130 | active | confirmed | 2025-02-04 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Houston, TX. Source: https://crosscountrymortgage.com/houston-tx-5337/james-reed/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1034823

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/houston-tx-5337/james-reed/
- Email on file: shown at https://lendb.ai/lo/james-reed-1034823#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1034823
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/houston-tx-5337/james-reed/

Cite as: Jim Reed (NMLS 1034823), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/james-reed-1034823, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._