---
canonical_url: https://lendb.ai/lo/james-roberts-259865
json_url: https://lendb.ai/lo/james-roberts-259865.json
nmls_id: 259865
last_verified: 2026-10-26
---

# James Roberts

Loan officer at West Capital Lending, Inc.. NMLS ID 259865 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259865)).

James Roberts (NMLS 259865) is a mortgage loan officer at West Capital Lending, Inc., licensed in Connecticut, Iowa, Massachusetts and Maryland.

**Summary:** James Roberts (NMLS 259865) is a loan officer at West Capital Lending, Inc.. Licensed in 4 states confirmed with state regulators: Connecticut, Iowa, Massachusetts and Maryland. Earliest state license record: July 16, 2010 (California), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is James licensed in Connecticut?

Yes. Connecticut regulator records list license LO-259865 as active (verified 2026-10-15). LenDb has 3 other states on file for James. Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut.

### What lender does James work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut.

### How long has James been licensed?

The earliest state license record LenDb holds for James is from July 16, 2010 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: July 16, 2010 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): James P. Roberts (CA, CT, FL, IA, MA, MD, as of 2026-10-26)
- Licensed in: Connecticut (CT, confirmed), Iowa (IA, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO11024 | inactive | confirmed | 2011-10-07 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CT | Connecticut regulator | state_license | LO-259865 | active | confirmed |  | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 57695 | active | confirmed | 2026-07-06 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DOC259865 | inactive | confirmed | 2010-07-16 | state_regulator | 2026-10-24 |
| MA | Massachusetts regulator | state_license | MLO259865 | active | confirmed |  | state_regulator | 2026-10-26 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259865

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/259865
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: James Roberts (NMLS 259865), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/james-roberts-259865, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._