---
canonical_url: https://lendb.ai/lo/james-shadduck-400548
json_url: https://lendb.ai/lo/james-shadduck-400548.json
nmls_id: 400548
last_verified: 2026-10-09
---

# Jim Shadduck

Senior Loan Officer at CrossCountry Mortgage, Ann Arbor, MI. NMLS ID 400548 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400548)).

**Summary:** Jim Shadduck (NMLS 400548) is Senior Loan Officer at CrossCountry Mortgage, based in Ann Arbor, MI. Licensed in Florida, confirmed with the state regulator (license LO145206). Also lists Indiana, Michigan, Ohio and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: February 20, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 20, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/james-shadduck/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/james-shadduck/

## About

Jim serves the Ann Arbor, MI community with a focus on helping first-time homebuyers, those making a move, and refinancing clients. Based locally, he provides expert advice and personalized guidance throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Ann Arbor, MI community. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/james-shadduck/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145206 | active | confirmed | 2026-02-20 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Ann Arbor, MI. Source: https://crosscountrymortgage.com/ann-arbor-mi-2315/james-shadduck/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400548

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/ann-arbor-mi-2315/james-shadduck/
- Office phone and Email on file: shown at https://lendb.ai/lo/james-shadduck-400548#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/400548
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/ann-arbor-mi-2315/james-shadduck/

Cite as: Jim Shadduck (NMLS 400548), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/james-shadduck-400548, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._