---
canonical_url: https://lendb.ai/lo/james-smith-545225
json_url: https://lendb.ai/lo/james-smith-545225.json
nmls_id: 545225
last_verified: 2026-10-09
---

# Jim Smith

Licensed Mortgage Professional at Homeowners Financial Group, Atlanta, GA. NMLS ID 545225 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/545225)).

**Summary:** Jim Smith (NMLS 545225) is Licensed Mortgage Professional at Homeowners Financial Group, based in Atlanta, GA. Licensed in Florida, confirmed with the state regulator (license LO58332). Also lists Alabama, Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Earliest state license record: December 21, 2018 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 21, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jim prioritizes customer service and tailoring loans to individual needs. His passion is helping people achieve homeownership from pre-approval through closing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- other: Customizes loans to meet individual needs. Source: https://homeownersfg.com/jimsmith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO58332 | active | confirmed | 2018-12-21 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Atlanta, GA. Source: https://homeownersfg.com/jimsmith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/545225

## Contact

- View profile at Homeowners Financial Group: https://homeownersfg.com/jimsmith/
- Office phone and Email on file: shown at https://lendb.ai/lo/james-smith-545225#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/545225
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://homeownersfg.com/jimsmith/

Cite as: Jim Smith (NMLS 545225), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/james-smith-545225, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._