--- canonical_url: https://lendb.ai/lo/james-thomas-303344 json_url: https://lendb.ai/lo/james-thomas-303344.json nmls_id: 303344 last_verified: 2026-10-09 --- # Holden Thomas Loan Officer and Branch Manager at CrossCountry Mortgage, Dallas, TX. NMLS ID 303344 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/303344)). **Summary:** Holden Thomas (NMLS 303344) is Loan Officer and Branch Manager at CrossCountry Mortgage, based in Dallas, TX. Licensed in Florida, confirmed with the state regulator (license LO97644). Also lists Alabama, Arkansas, California, Colorado, Georgia, Iowa, Idaho, Indiana and 7 more on the lender page (not yet checked with the state regulator). Earliest state license record: November 16, 2021 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: November 16, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Holden was born and raised in Dallas and holds a BBA from Baylor University. He's been recognized as a Top Originator by Scotsman Guide, Top Producer and Best Mortgage Professional by D Magazine, and named to Dallas Business Journal's '40 Under 40' list. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - education: BBA from Baylor University. Source: https://crosscountrymortgage.com/dallas-tx-3367/james-thomas/, verified 2026-10-09. - education: Highland Park High School. Source: https://crosscountrymortgage.com/dallas-tx-3367/james-thomas/, verified 2026-10-09. - service_area: Dallas. Source: https://crosscountrymortgage.com/dallas-tx-3367/james-thomas/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO97644 | active | confirmed | 2021-11-16 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Dallas, TX. Source: https://crosscountrymortgage.com/dallas-tx-3367/james-thomas/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/303344 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/dallas-tx-3367/james-thomas/ - Email on file: shown at https://lendb.ai/lo/james-thomas-303344#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/303344 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://crosscountrymortgage.com/dallas-tx-3367/james-thomas/ Cite as: Holden Thomas (NMLS 303344), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/james-thomas-303344, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._