---
canonical_url: https://lendb.ai/lo/james-ward-168854
json_url: https://lendb.ai/lo/james-ward-168854.json
nmls_id: 168854
last_verified: 2026-10-09
---

# James Ward

Branch Manager at Fairway Independent Mortgage Corporation, Houston, TX. NMLS ID 168854 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/168854)).

**Summary:** James Ward (NMLS 168854) is Branch Manager at Fairway Independent Mortgage Corporation, based in Houston, TX. Lists Pennsylvania and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, New construction and Real estate investor. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.fairway.com/lo/james-ward-168854, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854
- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854
- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/james-ward-168854

## About

Founder of The Ward Group at Fairway Home Mortgage. James has served clients across Texas and Pennsylvania with over 25 years of mortgage lending experience, consistently ranked in the Top 1% of Mortgage Originators in America.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.fairway.com/lo/james-ward-168854, verified 2026-10-09.
- credential: Top 1% of Mortgage Originators in America. Source: https://www.fairway.com/lo/james-ward-168854, verified 2026-10-09.
- role: founder. Source: https://www.fairway.com/lo/james-ward-168854, verified 2026-10-09.
- service_area: Houston, Pittsburgh, and surrounding communities in Texas and Pennsylvania. Source: https://www.fairway.com/lo/james-ward-168854, verified 2026-10-09.
- credential: Hundreds of verified 5-star reviews on Google, Zillow, Experience.com. Source: https://www.fairway.com/lo/james-ward-168854, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 102914 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Houston, TX. Source: https://www.fairway.com/lo/james-ward-168854, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/168854

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/james-ward-168854
- Office phone and Email on file: shown at https://lendb.ai/lo/james-ward-168854#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/168854
- lender_site: https://www.fairway.com/lo/james-ward-168854

Cite as: James Ward (NMLS 168854), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/james-ward-168854, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._