--- canonical_url: https://lendb.ai/lo/james-wilson-1377159 json_url: https://lendb.ai/lo/james-wilson-1377159.json nmls_id: 1377159 last_verified: 2026-10-31 --- # James Wilson Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1377159 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1377159)). James Wilson (NMLS 1377159) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2025 and in Connecticut, Delaware, Arkansas and 6 more states. James's own profile lists down payment assistance as a focus. **Summary:** James Wilson (NMLS 1377159) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 10 states confirmed with state regulators: Florida, Connecticut, Delaware, Arkansas, Iowa, Oregon, Wisconsin, California and 2 more. Focus areas shown on the lender page: Down payment assistance. Earliest state license record: November 12, 2025 (Florida), per state regulator. States 10 years of experience. Last verified 2026-10-31. ## Quick answers ### Is James licensed in Florida? Yes. Florida regulator records list license LO142665 as active, first effective November 12, 2025 (verified 2026-10-15). LenDb has 9 other states on file for James. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### Does James do down payment assistance? James's profile lists down payment assistance as a focus (from their lender profile page). Source: https://independencehl.com/james-wilson/. ### What lender does James work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/james-wilson/. ### How long has James been licensed? The earliest state license record LenDb holds for James is from November 12, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. James states 10 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ## At a glance - Earliest state license record: November 12, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 10 (source: https://independencehl.com/james-wilson/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): James R. Wilson (AR, CA, CT, DE, FL, IA, MD, NV, OR, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://independencehl.com/james-wilson/ ## Facts from the lender page and intro - years_experience: 10. Source: https://independencehl.com/james-wilson/, verified 2026-10-15. - education: Bellevue University, Omaha, Nebraska. Source: https://independencehl.com/james-wilson/, verified 2026-10-15. - role: team leader. Source: https://independencehl.com/james-wilson/, verified 2026-10-15. - community: church usher and volunteer. Source: https://independencehl.com/james-wilson/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO142665 | active | confirmed | 2025-11-12 | state_regulator | 2026-10-15 | | CT | Connecticut regulator | state_license | LO-1377159 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 57472 | active | confirmed | 2026-06-02 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-24 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1377159 | active | confirmed | 2026-06-03 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1377159 | active | confirmed | 2025-12-17 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | NV | Nevada regulator | state_license | NMLO-166380 | active | confirmed | 2026-05-04 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/james-wilson/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1377159 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/james-wilson/ - Office phone and Email on file: shown at https://lendb.ai/lo/james-wilson-1377159#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1377159 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://mld.nv.gov/ - lender_site: https://independencehl.com/james-wilson/ Cite as: James Wilson (NMLS 1377159), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/james-wilson-1377159, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._