---
canonical_url: https://lendb.ai/lo/james-wu-2849974
json_url: https://lendb.ai/lo/james-wu-2849974.json
nmls_id: 2849974
last_verified: 2026-10-09
---

# James Wu

Mortgage Loan Officer at Truist Bank, Rockville, MD. NMLS ID 2849974 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2849974)).

**Summary:** James Wu (NMLS 2849974) is Mortgage Loan Officer at Truist Bank, based in Rockville, MD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

James Wu has solid understanding of the real estate market and loan closing processes. He prioritizes explaining mortgage concepts in clear language so clients understand their loan terms and financial commitments.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Rockville, MD. Source: https://www.truist.com/finder/mortgage/james-c-wu-mortgage-loan-officer-rockville-md-20850, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2849974

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/james-c-wu-mortgage-loan-officer-rockville-md-20850
- Office phone and Email on file: shown at https://lendb.ai/lo/james-wu-2849974#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2849974
- lender_site: https://www.truist.com/finder/mortgage/james-c-wu-mortgage-loan-officer-rockville-md-20850

Cite as: James Wu (NMLS 2849974), Truist Bank. LenDb.ai, https://lendb.ai/lo/james-wu-2849974, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._