---
canonical_url: https://lendb.ai/lo/james-young-1876503
json_url: https://lendb.ai/lo/james-young-1876503.json
nmls_id: 1876503
last_verified: 2026-10-13
---

# James Young III

Loan Officer at Edge Home Finance. NMLS ID 1876503 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1876503)).

**Summary:** James Young III (NMLS 1876503) is Loan Officer at Edge Home Finance. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Alabama, Arizona, California, Idaho, Michigan, Missouri, Oregon, South Carolina and 3 more on the lender page (not yet checked with the state regulator). Earliest state license record: November 27, 2023 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: November 27, 2023 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Idaho (ID, lender_reported), Michigan (MI, lender_reported), Missouri (MO, lender_reported), Oregon (OR, lender_reported), South Carolina (SC, lender_reported), Texas (TX, confirmed), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO130211 | active | confirmed | 2024-07-12 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| TX | state_license | n/a | active | confirmed | 2023-11-27 | state_regulator | 2026-10-13 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |

## Employment history

- ? to present: Edge Home Finance (NMLS 891464). Source: https://edgehomefinance.com/team-member/james-young/, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1876503

## Contact

- View profile at Edge Home Finance: https://edgehomefinance.com/team-member/james-young/
- Office phone and Email on file: shown at https://lendb.ai/lo/james-young-1876503#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1876503
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://edgehomefinance.com/team-member/james-young/
- state_regulator: https://www.sml.texas.gov/

Cite as: James Young III (NMLS 1876503), Edge Home Finance. LenDb.ai, https://lendb.ai/lo/james-young-1876503, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._