---
canonical_url: https://lendb.ai/lo/jamie-freeze-1580657
json_url: https://lendb.ai/lo/jamie-freeze-1580657.json
nmls_id: 1580657
last_verified: 2026-10-09
---

# Jamie Freeze

Senior Loan Officer at Ruoff Mortgage. NMLS ID 1580657 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1580657)).

**Summary:** Jamie Freeze (NMLS 1580657) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana, Michigan, Georgia and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: April 19, 2024 (Florida), per state regulator. States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 19, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 13 (source: https://www.fairway.com/lo/jamie-freeze-1580657, verified 2026-10-09)
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported), Georgia (GA, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- years_experience: 13. Source: https://www.fairway.com/lo/jamie-freeze-1580657, verified 2026-10-09.
- service_area: Florida, Michigan, Indiana. Source: https://www.fairway.com/lo/jamie-freeze-1580657, verified 2026-10-09.
- credential: Scotsman Guide Top Mortgage Lenders. Source: https://www.ruoff.com/JamieFreeze, verified 2026-10-09.
- service_area: Georgia, Indiana, Ohio. Source: https://www.ruoff.com/JamieFreeze, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO127979 | expired | confirmed | 2024-04-19 | state_regulator | 2026-10-09 |
| IN | state_license | 33333 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | 1580657 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/JamieFreeze, verified 2026-10-09.
- ? to 2026-10-10: Fairway Independent Mortgage Corporation (NMLS 2289), Garrett, IN. Source: https://www.fairway.com/lo/jamie-freeze-1580657, verified 2026-10-09.
- ? to 2026-10-09: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/JamieFreeze, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1580657

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JamieFreeze
- Office phone and Email on file: shown at https://lendb.ai/lo/jamie-freeze-1580657#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1580657
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/JamieFreeze
- lender_site: https://www.fairway.com/lo/jamie-freeze-1580657

Cite as: Jamie Freeze (NMLS 1580657), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jamie-freeze-1580657, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._