---
canonical_url: https://lendb.ai/lo/jamil-atcha-317082
json_url: https://lendb.ai/lo/jamil-atcha-317082.json
nmls_id: 317082
last_verified: 2026-10-24
---

# Jamil Atcha

Loan officer at Watermark Capital, Inc.. NMLS ID 317082 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/317082)).

Jamil Atcha (NMLS 317082) is a mortgage loan officer at Watermark Capital, Inc., licensed in California since 2018. Jamil works at an FHA-approved lender, per HUD.

**Summary:** Jamil Atcha (NMLS 317082) is a loan officer at Watermark Capital, Inc.. Licensed in California, confirmed with the state regulator (license CA-DBO317082). Earliest state license record: February 13, 2018 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Jamil licensed in California?

Yes. California regulator records list license CA-DBO317082 as active, first effective February 13, 2018 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Jamil work for, and is it FHA-approved?

Watermark Capital, Inc., company NMLS 1838, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://dfpi.ca.gov/.

### How long has Jamil been licensed?

The earliest state license record LenDb holds for Jamil is from February 13, 2018 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: February 13, 2018 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Jamil E. Atcha (CA, as of 2026-10-22)
- Licensed in: California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO317082 | active | confirmed | 2018-02-13 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Watermark Capital, Inc. (NMLS 1838). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/317082

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/317082
- state_regulator: https://dfpi.ca.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jamil Atcha (NMLS 317082), Watermark Capital, Inc.. LenDb.ai, https://lendb.ai/lo/jamil-atcha-317082, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._