---
canonical_url: https://lendb.ai/lo/jana-merchant-299713
json_url: https://lendb.ai/lo/jana-merchant-299713.json
nmls_id: 299713
last_verified: 2026-10-13
---

# Jana Merchant

Senior Loan Officer at CrossCountry Mortgage, Cedar Park, TX. NMLS ID 299713 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/299713)).

**Summary:** Jana Merchant (NMLS 299713) is Senior Loan Officer at CrossCountry Mortgage, based in Cedar Park, TX. Licensed in 2 states confirmed with state regulators: Colorado and Texas. Focus areas shown on the lender page: VA loan, FHA loan and HELOC. Earliest state license record: March 4, 2011 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: March 4, 2011 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/cedar-park-tx-3317/jana-merchant/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/cedar-park-tx-3317/jana-merchant/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/cedar-park-tx-3317/jana-merchant/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100533348 | active | confirmed | 2022-06-08 | state_regulator | 2026-10-10 |
| TX | state_license | n/a | active | confirmed | 2011-03-04 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Cedar Park, TX. Source: https://crosscountrymortgage.com/cedar-park-tx-3317/jana-merchant/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/299713

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/cedar-park-tx-3317/jana-merchant/
- Office phone and Email on file: shown at https://lendb.ai/lo/jana-merchant-299713#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/299713
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=302061&contact=528906
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://crosscountrymortgage.com/cedar-park-tx-3317/jana-merchant/

Cite as: Jana Merchant (NMLS 299713), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jana-merchant-299713, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._