---
canonical_url: https://lendb.ai/lo/jane-gardner-422023
json_url: https://lendb.ai/lo/jane-gardner-422023.json
nmls_id: 422023
last_verified: 2026-10-09
---

# Jane Gardner

Senior Loan Officer at CrossCountry Mortgage, Moorestown, NJ. NMLS ID 422023 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422023)).

**Summary:** Jane Gardner (NMLS 422023) is Senior Loan Officer at CrossCountry Mortgage, based in Moorestown, NJ. Lists Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 35 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 35 (source: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/

## About

Jane has over 35 years of mortgage industry experience since 1990. She specializes in first-time homebuyers and clients with complex financing situations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/, verified 2026-10-09.
- years_experience: since 1990. Source: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/, verified 2026-10-09.
- service_area: Gay Street PA, Frazer PA, Malvern PA. Source: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Moorestown, NJ. Source: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422023

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/
- Office phone and Email on file: shown at https://lendb.ai/lo/jane-gardner-422023#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422023
- lender_site: https://crosscountrymortgage.com/moorestown-nj-3425/lorraine-gardner/

Cite as: Jane Gardner (NMLS 422023), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jane-gardner-422023, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._