---
canonical_url: https://lendb.ai/lo/janet-harder-64678
json_url: https://lendb.ai/lo/janet-harder-64678.json
nmls_id: 64678
last_verified: 2026-10-09
---

# Janet Harder

Licensed Loan Originator at Homestead Funding, Delmar, NY. NMLS ID 64678 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/64678)).

**Summary:** Janet Harder (NMLS 64678) is Licensed Loan Originator at Homestead Funding, based in Delmar, NY. Licensed in Florida, confirmed with the state regulator (license LO89810). Also lists Georgia and New York on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Janet has been in the mortgage industry since 1997 and is Assistant Branch Manager at the newly opened Delmar Branch. She previously worked in Homestead's Operations Department and is dedicated to providing excellent customer service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://www.homesteadfunding.com/loan-originators/janet-harder, verified 2026-10-09.
- role: Assistant Branch Manager; previously worked in Operations Department. Source: https://www.homesteadfunding.com/loan-originators/janet-harder, verified 2026-10-09.
- credential: Georgia Residential Mortgage Licensee #12845. Source: https://www.homesteadfunding.com/loan-originators/janet-harder, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO89810 | active | confirmed | 2021-06-18 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), Delmar, NY. Source: https://www.homesteadfunding.com/loan-originators/janet-harder, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/64678

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/janet-harder
- Office phone and Email on file: shown at https://lendb.ai/lo/janet-harder-64678#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/64678
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.homesteadfunding.com/loan-originators/janet-harder

Cite as: Janet Harder (NMLS 64678), Homestead Funding. LenDb.ai, https://lendb.ai/lo/janet-harder-64678, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._