---
canonical_url: https://lendb.ai/lo/janet-younkman-404396
json_url: https://lendb.ai/lo/janet-younkman-404396.json
nmls_id: 404396
last_verified: 2026-10-16
---

# Janet Younkman

Mortgage Loan Officer at United Nations Federal Credit Union, Long Island City, NY. NMLS ID 404396 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404396)).

Janet Younkman (NMLS 404396) is a Mortgage Loan Officer at United Nations Federal Credit Union in Long Island City, New York.

**Summary:** Janet Younkman (NMLS 404396) is Mortgage Loan Officer at United Nations Federal Credit Union, based in Long Island City, NY. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 30 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Janet licensed?

Janet works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Janet work for?

United Nations Federal Credit Union, company NMLS 456916, from the Long Island City, NY office, per the lender's own site (verified 2026-10-16). Source: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/.

### How much experience does Janet have?

Janet states 30 years of experience. Source: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Janet Younkman is a Mortgage Loan Officer in Long Island City, NY. They have worked in mortgage lending for more than 30 years. Before UNFCU, they spent 17 years with Wells Fargo as a private mortgage banker.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/, verified 2026-10-16.
- role: Private mortgage banker at Wells Fargo for 17 years, before UNFCU. Source: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: United Nations Federal Credit Union (NMLS 456916), Long Island City, NY. Source: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404396

## Contact

- View profile at United Nations Federal Credit Union: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/
- Office phone and Email on file: shown at https://lendb.ai/lo/janet-younkman-404396#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404396
- lender_site: https://www.unfcu.org/us-home-ownership/find-representative/janet-younkman/

Cite as: Janet Younkman (NMLS 404396), United Nations Federal Credit Union. LenDb.ai, https://lendb.ai/lo/janet-younkman-404396, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._